Terms & Conditions

Greetings and thank you for visiting maxxloans.au. This page provides details about the terms of use for our website and describes the manner in which we may utilize the personal information gathered through our website.

Welcome to maxxloans.au, owned and operated by Maxx Loans.

1. Acceptance of Terms of Use

By accessing our website, you acknowledge and agree to abide by these Terms of Use.

2. Use of Our Website

2.1 Your use of our website must comply with these Terms of Use, be lawful, and not infringe upon the rights of others or impede the use of our website by anyone else.

2.2 Your use of our website is provided on an “as is” and “as available” basis. We do not guarantee the security, confidentiality, uninterrupted service, error-free operation, accuracy, completeness, or current status of our website.

2.3 Periodically, we conduct maintenance on our website, which may result in the temporary suspension of access, services, or functionality without prior notice. We are not liable for any unavailability of our website.

2.4 Our website may contain links to third-party sites and information provided by third parties. We do not endorse or control Third Party Links or Third Party Content, and we are not responsible for their uninterrupted, error-free, accurate, complete, or current nature.

2.5 Links to Third Party Content do not imply our endorsement. We have no control over Third Party Content and are not liable for any losses or damages resulting from your use of Third Party Links or Third Party Content.

3. Content

3.1 We own or hold licenses for the intellectual property rights in our website’s content, including text, photos, graphic designs, and images.

3.2 Except as specified in clause 3.3, you retain the rights to the content you submit or post on our website.

3.3 By submitting content on our website:
(a) You grant us a perpetual, irrevocable, worldwide, royalty-free, and non-exclusive license to reproduce, publish, display, and distribute your content.
(b) You consent to us sharing your content and personal information with our suppliers.
(c) You consent to us and our suppliers using your personal information to send you information about products and services. You can unsubscribe by writing to us.

3.4 Our use of your personal information is governed by our privacy policy.

4. Cookies

4.1 We use ‘cookies’ to enhance your browsing experience and improve our website’s effectiveness.

4.2 Cookies are small text files placed on your computer by our web page server, retrievable later. You can configure your browser preferences to accept or reject cookies.

4.3 We use cookies for various purposes, including allocating a unique number to your internet browsers, customizing our website, statistical analysis, identifying access to Third Party Websites, and security.

5. Advertising and Tracking

5.1 When viewing our ads on Third Party websites, the advertising company may use cookies and web beacons to collect information.

5.2 Accessing our website after viewing Third Party ads allows the advertising company to collect information on your website usage and online application completion.

6. IP Addresses

6.1 Your IP address is necessary for your internet interactions.

6.2 We may collect your IP address for your website interaction.

7. Online Applications

7.1 We retain information from completed online applications to provide requested financial services.

7.2 You can suspend and save online applications, which we may view.

8. Security of Information

8.1 While we take reasonable steps to protect your information, no internet data transmission is entirely secure.

8.2 We strive to safeguard information from misuse, interference, loss, and unauthorized access, modification, or disclosure.

8.3 Once your information is no longer needed, and legally permissible, we will take steps to destroy or de-identify it.

8.4 We take reasonable steps to maintain the security of cookies and personal information.

9. Disclosure to Overseas Entities

9.1 Generally, we do not disclose cookie-derived personal information to overseas entities during our activities.

10. Liability

10.1 To the extent permitted by law, we are not liable for any loss or damage arising from your use or inability to use our website.

10.2 We exclude liability for loss of profit, data corruption, special, exemplary, punitive, incidental, indirect, or consequential loss or damages.

11. General Terms

11.1 We reserve the right to modify these terms at any time, with changes becoming effective upon posting on our website.

11.2 If any part of these terms is void or unenforceable, the remaining terms will remain in full force.

11.3 Notices under these terms may be sent by email, post, or made available on our website.

11.4 No employment, partnership, agency, or fiduciary relationship exists between you and us.

11.5 Any disputes will be submitted to arbitration under the Institute of Arbitrators and Mediators Australia Fast Track Arbitration Rules, with arbitration in Sydney, Australia, and the proceedings in English.

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